+91 9986607600 help@handloan.ai

Skip the Bank Queue. Your Digital Loan Partner is Here.

Welcome to Handloan.ai, where your journey to financial freedom is redefined. We’ve eliminated the lengthy waits and complex paperwork of traditional lending. As your dedicated digital loan partner, we provide a seamless, end-to-end experience. Get personalised loan offers in minutes, not days, from our wide network of trusted lenders on the ONDC network. From a simple application to swift disbursement, everything is handled on one transparent, secure, and quick platform. That’s everything a loan should be.

Easy to use App
No paper work
Instant approval
Secure & Transparent
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Instant, Secure, and Hassle-Free Digital Loans

"Tired of long waits and complex paperwork? Handloan.ai is your 24/7 digital solution. We provide a completely transparent process, rapid approvals, and bank-level security—making borrowing simple, fast, and trustworthy."

"Experience the future of borrowing. Our platform instantly matches you with personalized loan offers and guides you through a seamless, fully digital journey—from easy application to swift disbursement—all without leaving our site."

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Our Services

Personal Loans

Gateway 1

​Avail Loan From 25,000 to

12,00,000

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Personal Loans

Gateway 2

​Avail Loan From 25,000 to

25,00,000

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Business Loans

​Avail Business Loan From

25,000 to 50,00,000

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Calculate Your EMI

Plan your loan repayments with our smart EMI calculator

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Why Choose Handloan.ai?

Choosing a loan partner is a big decision.

At Handloan.ai, we've rebuilt the lending experience from the ground up to be everything traditional processes are not—fast, fair, and focused entirely on you.

Here’s what makes us the smarter choice:

Lightning-Fast Digital Process

Skip the Bank Queue. For Good.

Why wait for weeks? Our fully digital platform ensures you get from application to disbursement in a fraction of the time.

Get personalised loan offers in minutes, not days, and complete the entire process from the comfort of your home.

🔍

Unmatched Transparency

No Surprises. Just Simple Terms.

We believe in radical honesty. With Handloan.ai, there are zero hidden charges and no complex fine print.

We provide complete clarity on interest rates and fees upfront, ensuring you can borrow with confidence and peace of mind.

🌐

Powerful Lender Network

One Application, Multiple Best Offers.

We connect you with a wide network of trusted partner banks and NBFCs.

This means a single application gives you access to multiple curated loan options, empowering you to choose the offer that best fits your needs and budget.

🔒

Built on Trust & Security

Your Data is Safe with Us.

We treat your financial and personal information with the utmost care.

Our platform employs bank-level encryption and strict security protocols, ensuring that your data is protected at every step. Your trust is our policy.

🤝

Customer-Centric Empowerment

We're Your Partner, Not Just a Platform.

Our goal is to empower your financial decisions, not just process your application.

From flexible repayment terms to dedicated customer support, every feature is designed with your long-term financial well-being in mind.

💡

Innovation at Our Core

Smarter Technology for a Fairer Deal.

As a participant on the Open Network for Digital Commerce (ONDC), we are at the forefront of creating a more open and competitive lending ecosystem.

We leverage smart technology to ensure you get a fairer deal and a wider choice.

Your Journey, Simplified

Traditional Lenders
Long queues & paperwork
Opaque fees & charges
📋
Limited options
📅
Weeks for approval
👥
One-size-fits-all
Handloan.ai
🚀
100% Digital Process
Complete Transparency
🔗
Wide Lender Network
Approval in Minutes
🎯
Personalised Loan Offers

Ready to Experience the Difference?

Don't just take our word for it. Join thousands of satisfied customers who have chosen a simpler, smarter way to borrow.

WANT TO APPLY FOR LOAN?
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Our lending Partners

Get In Touch

JATTA M KOMMERCE, 220, 1st Floor, Citi Mall, New Link Road, Andheri (W), Mumbai 400053

help@handloan.ai

+91 9986607600

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